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Savings


 Personal Savings Money Market Business Savings
Description An account designed to provide an individual a safe, convenient method to accumulate or preserve funds An interest bearing account with limited transactions offering competitive rates An account designed to provide a business a safe, convenient method to accumulate or preserve funds
Minimum Opening Deposit $25 $25 $25
Minimum Balance Requirements $0 No monthly maintenance fee with a monthly average ledger balance of $5,000.** $0
Earns Interest yellow check mark yellow check mark yellow check mark
Minimum to Earn Interest $100 $25 $100
ATM/Debit Card* yellow check mark yellow check mark yellow check mark
Online Banking yellow check mark yellow check mark yellow check mark
Additional Benefits
If there is electronic activity in the account, you will receive a statement every month, otherwise a quarterly statement will be sent
Check writing privileges
If there is electronic activity in the account you will receive a statement every month, otherwise a quarterly statement will be sent


*Debit card subject to approval.
**If balance falls below $5,000.00, a monthly service fee of $15.00 could be assessed.


To open an account:

Just stop by the Hometown Bank location nearest to you. Pressed for time? We can get the process started right now with our online New Account Form.

  • Account may be used for automatic loan payments, insurance drafts and other automatic transfers
  • ATM or Debit card gives accessibility to your account even when you are away from home.
  • Account can by accessed by telephone banking 888-482-6093 or through internet banker
  • Earns competitive, money market rates of interest
  • Provides a monthly statement showing account activity and images of checks
  • Offers limited check writing ability
  • Unlimited withdrawals at branch locations
  • May withdrawal by check, preauthorized draft, telephone, or internet transfer and through point-of-sale terminals (limit of 6 per statement cycle)
  • Account can be accessed by telephone banking 888-482-6093 and through internet banker
  • Allows the convenience of savings while also being able to withdraw funds without a penalty.
  • Account may be used for automatic loan payments, insurance drafts and other automatic transfers.
  • A quarterly statement helps you keep your financial records in order
  • Account can be accessed by telephone banking 888-482-6093 and through internet banker








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Loans

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